Collection efforts by Commercial Adjustment Company are always done with the
                              highest professional standards of conduct.  Collections are handled as efficiently
                              as possible, but with the understanding of the sensitive nature of our clients image. 
                              We are always firm but fair, aggressive but never abusive.  Commercial Adjustment
                              Company abides strictly with the provisions of the State Unlawful Trade and Debt
                              Collection Practices Act (ORS 646) and the Federal Fair Debt Collection Practices
                              Act (Public Law 95-109) and amendments thereto.